At the beginning of this year, the China Insurance Regulatory Commission issued documents to strengthen the supervision of life insurance and actively encourage the development of insurance companies with risk-guaranteed and long-term savings businesses. For the medium- and short-term products, the quarterly scale premium income accounted for 50% of the total scale premium income in the quarter. % of companies will not approve their new branches within one year. Regardless of policy or market demand, the essence of future insurance product return protection will be the general trend, but for commercial insurance companies, it needs to be re-layout in product positioning, design, channel, user positioning and education. This means that in the past, the sales channels and product ideas that attracted customers with return on investment will be difficult to fully transplant into the guaranteed products. Products with a core of guaranteed products and investment income will have five different aspects in terms of requirements for insurance companies: Inverse humanity means high demands on the sales force The sales of investment income are simple and straightforward. The mode of improving investment income to sell is smooth and there is not much sales threshold. The protection products are just the opposite. They provide guarantees for the risks that may occur in the future, that is, they need to pay for the invisible and potential risks that may occur in the future. This is inherently counter-human. To sell the team to explain, instill and persuade users to pay for the protection, it is not as simple as the investment income of the people. Insurance companies will find that the labor-intensive, carpet-style sales strategy used in the past will be difficult to replicate to the guaranteed products, and the sales team that has been trained through simple training will not be able to handle the more complex protection products. . Insurance return protection will mean that insurance companies must do four things. First, greatly improve the quality of sales personnel, and invest more financial resources and time in the training and understanding of insurance products. Second, to cut the team of insurance salesmen with poor output, relying on manpower is not equal to output. Third, improve the interaction between sales staff and product design, marketing and strategy development teams, and transform into consultative sales. If the salesperson cannot understand the intrinsic value of the product, as well as the market development trend and user demand, it will be difficult to convince the user to pay for a more complex security product. Finally, the insurance company will need to improve the welfare of the sales team, because the sales staff who are both good at sales and understand the value of protection are still scarce. Their own education and quality will also be higher than most of the current ordinary sales, so the benefits will be improved. It will become an important means of retaining talents. Of course, this will inevitably increase the personnel expenses of insurance companies. Pain Relief Patch(Pain Areas)
Pain Relief Patch
Pain Relief Patch(Pain Areas),Shouler Pain Relief Patch,Joints Pain Relief Patch, Muscle Pain Relief Patch Shandong XiJieYiTong International Trade Co.,Ltd. , https://www.xjplaster.com
[Name] Medical Cold Patch
[Package Dimension] 6cm×8cm 4pieces/box
The pain relief patch is composed of three layers, namely, backing lining, middle gel and protective film. It is free from pharmacological, immunological or metabolic ingredients.
[Scope of Application]
For cold physiotherapy, closed soft tissue only.
[Indications]
The patches give fast acting pain relief for strains, sprains, cramp, bruises, swollen areas or joint stiffness.
[How To Use a Patch]
Please follow the Schematic Diagram. One piece, one time.
The curing effect of each piece can last for 6-8 hours.
[Attention]
Do not apply the patch on the problematic skin, such as wounds, eczema, dermatitis,or in the eyes. People allergic to herbs and the pregnant are advised not to use the medication. If swelling or irritation occurs, please stop using and if any of these effects persist or worsen.notify your doctor or pharmacist promptly. Children using the patch must be supervised by adults.
[Storage Conditions]
Store below 30c in a dry place away from heat and direct sunlight.